Current Mortgage Rates

Rates Effective: 11/11/2021



Mortgage Plan Loan Term APR as low as
Home Equity Line of Credit 10 - 15 Years 4.000%
First or Second Mortgage 5 Year Fixed 3.700%
First or Second Mortgage 10 Year Fixed - 5 Year Call 3.900%
First or Second Mortgage 15 Year Fixed - 5 Year Call 3.900%
First or Second Mortgage 20 Year Fixed – 5 Year Call 4.900%
First or Second Mortgage 15 – 30 Year Conventional Fixed Quote daily
First or Second Mortgage 3 - 10 Year Conventional ARM Quote daily
First & Second Mortgage Loans
  • Conventional Fixed Loans <$322,700
  • New Home Purchase Loans
  • A 1% origination fee is required on all Fixed Rate loans or a higher rate
  • Rates Subject to Change Without Prior Notice
  • Private Mortgage Insurance is required on all Loans above 80% Loan to Value
  • Title Insurance, Flood Insurance, and Appraisal Fees may apply
  • Rates are for 1-4 family principal residences. Call for quotes on non-owner occupied properties. This information is provided for the sole use of the employees and authorized agents of the Credit Union and is not an advertisement to extend credit under the rules of Regulation Z.
Home Equity Line of Credit (HELOC)
  • $240,000 Maximum Loan Value
  • Lend 80% of Tax Notice Value, with NO appraisal, On Approved Credit
  • Lend 90% of Appraisal Value, appraisal required, On Approved Credit
  • Title Insurance, Flood Insurance, and Appraisal Fees may apply
  • Variable rate at Prime + 0% adjusted quarterly, 4% minimum, 15% maximum
  • Interest Rate is subject to Credit Score