Current Loan Rates

Rates Effective: 11/11/2021



New & Used Autos
Model Year Loan Term APR as low as
2010 - 2006 12 to 36 Months 3.69%
2010 - 2006 37 to 48 Months 3.69%
2010 - 2006 49 to 60/66 Months 3.69%
2010 - 2006 67 to 72 Months 4.14%
2010 - 2006 73 to 84 Months 4.99%
2005 - 2000 Up to 48 Months 6.99%
1999 - 1995 Up to 36 Months 7.77%


New & Used Recreationsl Vehicles
Model Year Loan Term APR as low as
2010 - 2003 12 to 36 Months 3.99%
2010 - 2003 37 to 48 Months 4.99%
2010 - 2003 49 to 60/66 Months 4.99%
2010 - 2003 67 to 72 Months 5.24%
2010 - 2003 73 to 84 Months 6.44%
2010 - 2003 85 to 120 Months 6.55%
2002 - 1995 12 to 60 Months 7.44%


Other Loans
Loan Type APR as low as Loan Term
Share Secured 3.50% Above Share Rate - Up to 84 Months
VISA Platinum 9.90% Credit limit =+ $5,000
VISA Platinum 11.90% Credit limit less than $5,000
Overdraft 14.00% Open-end Term
Signature 14.00% to 36 Months:Min. $200


  • APR is Annual Percentage Rate
  • 100% financing OAC
  • May Finance NADA high retail book value OAC
  • APR subject to credit score
  • Rates subject to change without notice

We Match Auto Loan Rates!*
* Rate & all loan terms must be verified. PSCU reserves the right to reject unverified and unreasonable terms or rates.